.black-txt {  font-family: "ms sans serif"; font-size: 11px}
.white-txt {  font-family: verdana; font-size: 12px; color: #FFFFFF}
.white-heading {  font-family: Arial, Helvetica, sans-serif; font-size: 24px; color: #FFFFFF; margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-left: 20px}
.heading-grey {  font-family: Arial, Helvetica, sans-serif; font-size: 24px; color: 858A85; margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px}
.txt12 {  font-family: verdana; font-size: 12px}
.heading-orange {  font-family: Arial, Helvetica, sans-serif; font-size: 20px; color: FF6600; margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px}
.td-margin {  font-family: verdana; font-size: 12px; padding-top: 5px; padding-right: 10px; padding-bottom: 5px; padding-left: 10px; line-height: 20px}
.td-margin1 { font-family: verdana; font-size: 14px; padding-top: 5px; padding-right: 10px; padding-bottom: 5px; padding-left: 10px; line-height: 20px ; font-weight: bold; color: 848383}
.footer {  font-family: "ms sans serif"; font-size: 11px; line-height: 18px; padding-top: 5px; padding-bottom: 5px; padding-left: 10px; background-color: #FFFFFF}
a {  text-decoration: none}
a:hover {  text-decoration: none}
.txt {  font-family: verdana; font-size: 11px}
.bottom-links {  font-family: verdana; font-size: 12px; line-height: 18px; background-color: f5f5f5; padding-top: 15px; padding-bottom: 15px; border-color: #999999 black; border-style: solid; border-top-width: 2px; border-right-width: 0px; border-bottom-width: 2px; border-left-width: 0px}
.text4{
	font-family:verdana;
	font-size:11px;
	color:#000000;
	text-align:justify;
	}
.text4 a{color:#000000; text-decoration:none;}